Prosperity Life

Here at Prosperity Life we want to give you the best products for your needs. We’ve compiled a list of all of our policies and who they could potentially be suited for.

Accident protector:

Accident Protector is a first line of cover insurance policy. It provides cover in the event of a motor vehicle accident, injury on duty with emergency transportation by road or air, including hospital medical treatment resulting from a reported motor vehicle accident or injury on duty. 

This plan is a great option for those that travel frequently and for business owners who want to protect their employees and give them peace of mind in a life or death situation.

3-in-1 Combo

This option is a combination of the best features from the Complimed Plus, HospiCash and Funeral Plan products at a reduced premium for complete peace of mind.

If you want complete peace of mind that you are covered in any event this is the policy for you. 


Being hospitalised for illness and injury can be a stressful experience that often leads to unforeseen non-medical costs. HospiCash provides you with an additional cash pay-out while in the hospital. Note that HospiCash can be added as a top-up benefit to your existing medical aid fund or medical insurance cover.

If you are hospitalised you can be assured that there is support.

Oxygen hospital plan

The Oxygen Medical Plan is a uniquely designed medical insurance plan. Oxygen provides cover for hospitalisation, operations and procedures from the first day of admission at the insured rate. It covers emergencies and after-hours admission to hospital. Oxygen offers a 20% No Claim Bonus if you did not have a claim against your insurance plan during a benefit year. How you spend it is therefore your choice. There is also an optional MEDBUX day-to-day Cover Option for day-to-day medical expenses.

This plan is perfect for young professionals starting out in the world. It also has an exclusive no claim reward programme.

Funeral plan

We understand the financial burden that goes with the loss of a loved one. The Funeral Plan options offer your family the financial assistance for the funeral and/or payment of costs that are incurred during this time of mourning.

If you are at the head of a family the responsibility for funeral costs will likely fall on you and also as a final act of love you can make it easier for your family in the event of your passing. 

Complimed PSEMAS GAP

This is an insurance product specifically designed to complement PSEMAS. It covers the gap between what your medical aid covers and the fees charged by hospitals and specialists.

Complimed Med Plus

Complimed PLUS is an insurance policy designed to complement your medical aid fund. It covers the difference between what your medical aid fund pays and what doctors and specialists charge for treatment in Private hospitals (this means the excess in tariff charged), at the Rate Insured.

This product is not related to the Complimed Med Plus cover available for PSEMAS members.

Rescue Med Advance

Rescue me is an insurance policy underwritten by Prosperity Lifecare Insurance. It provides cover in the event of emergency medical transportation by road ambulance or air ambulance. Rescue provides full cover within the territory as defined and coverage includes the services rendered by any registered evacuation service in the region. 

Rescue me offers Policyholders peace of mind in a life or death situation that necessitates emergency transportation. This policy also includes International Travel insurance cover.


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