Hospicash Benefit

Being hospitalised can be a stressful experience that often leads to unforeseen financial strain. The HospiCash benefit provides you with an additional cash payout while hospitalised. This way, you can recover stress-free, knowing that your non-medical costs are covered. HospiCash can be taken as a top-up benefit to your existing medical aid fund or health insurance cover.

Complimentary Cover

HospiCash 100 includes emergency medical evacuation services and Funeral Plan cover, which are complementary additions to the Hospicash 100 policy.

How It Works

HospiCash 100 pays out N$ 2,250 per day if you are admitted into ICU, N$ 1,500 Per day in High Care Ward and N$ 750 Per Day in General Ward. All Payments are made from the 3rd full day of Hospitalisation.

Complimed Plus

Complimed Plus is a tariff gap cover insurance plan that covers the difference
between what your medical aid pays and the cost of healthcare
and medical professionals.

Complimed Plus is designed to complement your medical aid option,
and covers levies, private hospital fees, as well as specialist fees.
Complimed Plus also includes cover for in-hospital treatments and procedures.

What’s Included

In-Hospital Benefits

Coverage for the difference between your medical aid fund payouts and doctor or specialist treatment charges. Gap cover is included for private wards, medicine, MRIs, surgeries, maternity and more.

How Does it Work?

Complimed Plus is a comprehensive private hospital gap plan for private medical aid members. With Complimed Plus, you can rest assured that your healthcare is completely covered. 

Funeral Plan

Ensure the financial burden of losing a loved one is relieved with our
comprehensive Funeral Plan.

Our Funeral Plan is a complimentary package, exclusively available to
all existing Prosperity members as an insurance add-on and covers
the policyholder, spouse or adult dependant, and minor dependants.

What’s Included

Funeral Cover

Cover the financial burden of losing a loved one with financial assistance for the funeral and/or payment of costs that are experienced during the time of mourning.

HospiCash

A cash payout of N$ 20, 000 is immediately provided upon a death certificate is presented.

How Does it Work?

Financial cover for the loss of a loved one, including the policyholder, spouse or adult dependant and minor dependants is the core of our Funeral Plan. Funeral Select offers more financial cover at an increased monthly premium rate.

3 in 1 Combo
Medical Plan

Complimed 3 in 1 is a combination medical insurance plan that includes
a tariff gap cover plan, HospiCash benefits, as well as a Funeral Plan.

The tariff gap cover includes coverage of levies, private hospital fees, as well as specialist fees.

What’s Included

In-hospital Benefits

Cover the difference between your medical aid fund pays out and doctor or specialist treatment charges. Cover is included for private wards, medicine, MRIs, surgeries, maternity and more.

HospiCash

Take care of unforeseen non-medical costs whilst hospitalised with HospiCash. A cash payout is provided upon being hospitalised for three or more consecutive days.

Funeral Plan

The financial burden of losing a loved one can be overwhelming. With Complimed 3 In 1, benefit from financial assistance, should the worst happen.

How Does it Work?

3 in 1 Combo includes Complimed Plus gap cover, HospiCash payouts and our Funeral Plan, to ensure a comprehensive health insurance plan.

Rescue Me

Rescue Me is a medical insurance product that covers medical
evacuation by road or air ambulance.

In the case of an emergency, you will be evacuated from anywhere
within the borders of Namibia and transported to a hospital for
treatment.

What’s Included

Emergency Medical Transportation

Benefit from 24 hour call centre access for emergency evacuation dispatch by road or air within the borders of Namibia.

Repatriation

We cover your return after emergency evacuation to maximum of one commercial plane ticket. This includes the return of remains from mortuary to mortuary after an emergency evacuation.

How Does it Work?

Rescue Me Insurance Plan includes cover up to N$ 500,000, which covers emergency medical transportation and repatriation.

Accident Protector

Accident Protector is a health insurance plan that covers you
in case of a motor vehicle accident and/or injury on duty.

Cover also includes emergency medical evacuation by road or air ambulance,
as well as hospitalisation and in-hospital treatment.

What’s Included

Hospital Insurance Cover

Rest easy with in-hospital cover for motor vehicle accidents and injuries on duty. This cover includes medicines, accommodation, treatments, blood transfusions and more at the rate insured.

Accidental Death Cover

Cover in the event of death by motor vehicle accidents or injury on duty.

Emergency Evacuation and Rescue Services

Accident Protector includes emergency evacuation by road or air ambulance within SADC to the nearest recommended medical facility capable of treating the trauma sustained in the accident.

How Does it Work?

In-hospital health insurance cover is the core of the Accident Protector Medical Insurance Plan. Accidental death cover and emergency evacuation & rescue services are included.